Know Your LTV Ratio During your homebuying process, you may have come across the acronym ‘LTV’. You may have even heard that you need to have a good LTV to qualify for a mortgage. Simply put, LTV stands for ‘Loan-to-Value Ratio’. But… what does that mean, exactly? A loan-to-value ratio is the number you get […]

Our State’s Economy Near the Top Looking to move to the state with the best economy in the Southeast? Then look no further than yours truly: North Carolina! A new study by personal-finance website WalletHub ranked the economies of each U.S. state and the District of Columbia. The final list found North Carolina rounding out […]

The Riskiest DIY Projects There’s perhaps nothing more satisfying than setting your sights on a home improvement project and then finishing that project. You stayed on budget, you stayed on your timeline, and you didn’t even have to make any extra trips to the home improvement store. Only… that reality exists in a dream state. […]