Is This Down-Payment Trick Worth It? It’s no secret that dollars don’t stretch as far as they did for our grandparents. Long gone are the days where you could buy an entire home for under $50,000. Well, at least one that’s live-in ready, that is. A recent Bankrate survey of over 2,500 young adults d

Do Falling Interest Rates Spell ‘Refi’? It’s been all over the news: mortgage interest rates are falling to record low numbers. Usually when this happens, the first thing that pops into a homeowner’s mind is: how can this benefit me? With low interest rates comes a boom in home buying. But what does

A Quick Guide to HOAs The homebuying process is filled to the brim with acronyms. One that often gets overlooked is HOA. Or, homeowner’s association. What exactly is a homeowner’s association and, if your home has one, what should you expect? Simply put, an HOA is a group put in place to ensure your